Terms of Service

Last updated: 2026-01-26

These Terms of Service govern your access to and use of MoneyNote (the “Service”). By using the Service, you agree to these Terms.

Beta status

MoneyNote may be in a testing/beta stage. Features may change, be removed, or experience downtime. Please keep backups of important information and avoid uploading highly sensitive data during beta.

Eligibility

You must be able to form a binding contract in your jurisdiction and comply with applicable laws.

Accounts

• You are responsible for safeguarding your account and credentials.
• You are responsible for the content you upload and the records you create.
• You must provide accurate information and keep it updated.

Acceptable use

• Do not misuse the Service, attempt to access it without authorization, or interfere with its normal operation.
• Do not upload unlawful content or content that infringes others’ rights.
• Do not attempt to reverse engineer or abuse rate limits or security controls.

Payments, subscriptions, and credits

Paid features may be offered via subscriptions and/or credit packs. Payments are processed by third‑party providers (e.g., Stripe/WeChat/Creem). Pricing, credit consumption rules, and refund handling may vary by plan and region.

AI output disclaimer

AI can make mistakes. You are responsible for reviewing and verifying all extracted bookkeeping data before relying on it. MoneyNote does not provide financial, tax, or legal advice.

Termination

We may suspend or terminate access if we reasonably believe there is abuse, security risk, or violation of these Terms. You may stop using the Service at any time.

Contact

Questions about these Terms? Email [email protected]